International Labour Organisation (ILO). (2011). Money and migration: Smart guide for migrant workers.[online] Available at: https://www.ilo.org/publications/money-and-migration-smart-guide-migrant-workers
Standford University Global Business School . Budgeting Basics for International Projects. [online] Available at: https://global.stanford.edu/plan-your-global-activity/project-planning/budget-basics [Accessed 14 June 2024]
Rewire. (2021). Budgeting for Migrants, Part 1: What Goes Into a Budget?.[online] Available at: https://www.rewire.com/blog/2021/11/08/budgeting-for-migrants-part-1-what-goes-into-a-budget/
First Bank. Budgeting 101: Personal Budget Categories. [online] Available at:
https://localfirstbank.com/article/budgeting-101-personal-budget-categories/?fb_content_cat=fb-tsm [Accessed 14 June 2024]
Research Gate Article. Albareto and Mistrulli (2011). Bridging the Gap Between Migrants and the Banking System. [online] Available at: https://www.researchgate.net/publication/47693210_Bridging_the_Gap_Between_Migrants_and_the_Banking_System
Study.com. Banking Systems | Overview, Forms & Types. [online] Available at: https://study.com/academy/lesson/banking-system-definition-types.html [Accessed 14 June 2024]
Charles Schwab. (8 May 2024). 5 Steps to Help Lower Your Financial Stress.[online] Available at: https://www.schwab.com/learn/story/5-steps-to-help-lower-your-financial-stress [Accessed 14 June 2024]
Capital One. (19 December 2023). 7 money management tips to improve your finances. [online] Available at: https://www.capitalone.com/learn-grow/money-management/money-management-tips/ [Accessed 14 June 2024]
Help Guide. (). Coping with Financial Stress. [online] Available at: https://www.helpguide.org/articles/stress/coping-with-financial-stress.htm [Accessed 14 June 2024]
EveryIncome. The Do’s and Don’ts of Personal Finance.[online] Available at: https://library.everyincome.com/plan/the-dos-and-donts-of-personal-finance/ [Accessed 14 June 2024]
Businesstoday. Tips to best manage your money, savings and investment.[online] Available at:https://www.businesstoday.in/magazine/smart-spending/story/tips-to-best-manage-your-money-spending-and-investment-30457-2012-06-11 [Accessed 14 June 2024]
Costumer Financial Protection Bureau. (2022). A newcomer’s guide to managing money.[online] Available at: https://files.consumerfinance.gov/f/documents/cfpb_adult-fin-ed_ways-to-receive-your-money.pdf [Accessed 14 June 2024]
White R., Shah J., Hubbard K. & Savic A.. (). Center for Financial Capacity. Financial literacy for immigrants & refugees.Page 7-8.
Forbes Advisor. (May 2023). What Is A Savings Account And How Does It Work?.[online] Available at: https://www.forbes.com/advisor/banking/savings/what-is-a-savings-account/ [Accessed 14 June 2024]
National Endowment for Financial Education. (2021). Financial Literacy Resources. Retrieved from https://www.nefe.org/financial-education
European Commission. (2021). Your Social Security Rights in the EU. Retrieved from https://ec.europa.eu/social/main.jsp?catId=858
European Union. (2021). Healthcare in the EU. Retrieved from https://europa.eu/youreurope/citizens/health/universal-healthcare/index_en.htm
Eurofound. (2021). Unemployment Benefits and Social Assistance in Europe. Retrieved from https://www.eurofound.europa.eu/topic/unemployment-benefits
World Health Organization. (2021). Health Systems in Transition: Europe. Retrieved from https://www.euro.who.int/en/health-topics/Health-systems/pages/health-systems-in-transition-hit-series
Banco de Portugal. (2024). Exchange rates – what they are. [online] Available at:
https://clientebancario.bportugal.pt/en/exchange-rates-what-they-are
Forbes Advisor. (2024). Currency Converter: Live Currency Exchange Rates Calculator [online] Available at:
https://www.forbes.com/advisor/money-transfer/currency-converter
Forbes Advisor. (2024). Where To Exchange Currency Without Paying Huge Fees [online] Available at:
https://www.forbes.com/advisor/money-transfer/money-transfer-where-to-exchange-currency
Foundation for Teaching Economics. Foreign Currency and Foreign Exchange [online] Available at:
Citizens Advice. (2022). Check the terms of your employment contract. [online] Available at:
https://www.citizensadvice.org.uk/work/contracts-of-employment
Compact Law. Employment Contracts | What should be included? [online] Available at:
https://www.compactlaw.co.uk/pages/employment-contracts-what-should-be-included
Lang, M. (2014). Introduction to European Tax Law on Direct Taxation. Spiramus Press Ltd.
Gov.UK. (2024). Understanding your pay. [online] Available at:
https://www.gov.uk/understanding-your-pay/deductions-from-your-pay
Money Helper. (2024). Understanding your payslip. [online] Available at:
https://www.moneyhelper.org.uk/en/work/employment/understanding-your-payslip
Finance Monthly. (2024). Understanding Your Paycheck: A Comprehensive Guide to Wage Calculations. [online] Available at: https://www.finance-monthly.com/2024/02/understanding-your-paycheck-a-comprehensive-guide-to-wage-calculations/
European Commission. European Health Insurance Card. Retrieved from https://ec.europa.eu/social/main.jsp?catId=559
Mossialos, E., Wenzl, M., Osborn, R., & Anderson, C. (2016). International Profiles of Health Care Systems. The Commonwealth Fund. Retrieved from https://www.commonwealthfund.org/
European Network of Public Employment Services. (2020). Annual Report on Public Employment Services. Retrieved from https://ec.europa.eu/social/main.jsp?catId=105&langId=en
European Commission. (2021). Taxation and Customs Union. Retrieved fromhttps://ec.europa.eu/taxation_customs/